The Stampini Team

What Lenders Look for to Qualify for a Mortgage? I have been in the real estate industry for over 10 years and have worked with hundreds of buyers, and have closed between 100 – 200 transactions per year.  At  Florida Platinum Group , we do buyer consultations every time we meet with a new buyer. We feel this is a very important step in the buying process and we can service our clients at a much higher level by doing it. During the buyer consultation, more often than not, the buyer hasn’t been pre-approved for a mortgage. We are here to help assist the buyer and offer options to help them obtain a mortgage pre-approval. What’s the Difference between Using a Bank or a Mortgage Broker? 1.Bank (Direct lender) Offers a “Cookie Cutter type” of loan You need to fit the “A” profile (job, credit, income) Limited choice of products Bank employees review your application If you as the borrower have excellent credit, long-term employment history and access to all financ...

Staging a House: Affordable Tips Before You Sell As a homeowner and seller, preparing your house for buyers can be an overwhelming thought, it can be very tedious and time-consuming if you don’t have the right game plan or experience. As a real estate professional I know what buyers are looking for, I put together a list that touches on some of the important key staging tips that are inexpensive and that you as the homeowner can do yourself without hiring or paying a professional stager.  These easy and affordable home staging tips can be the key to selling your house quickly and for top dollar.Even a simply staged house on average can sell between 1 – 3% more than a house for sale that has not been staged at all. As professional real estate advisors at   Florida Platinum Group - RE/MAX Services ,  we are always helping our clients prepare to sell their house for the highest price the market allows. At  Florida Platinum Group ,  our houses sell faste...