The Stampini Team

Vacation, Friends, Family, Food, Birthday Celebrations, FUN & Real Estate!!!!! I currently work in the real estate industry and previously to real estate, I worked in the restaurant business. From my previous and past experiences, I truly know how to appreciate a good vacation, great service, food, real estate and tourism. Thirty-two of us, most of which grew up in Ann Arbor, Michigan  just stayed the entire week in Costa Rica at Barefoot Vacation Villa’s – vacationing and celebrating two special birthdays. There’s nothing better than going on a vacation with childhood friends that we’ve known for 45+ years. We stayed in a 16 bedroom All-Inclusive Costa Rican Villa located in the North Pacific province of Guanacaste, overlooking the Pacific Ocean. The views were breathtaking and the sunsets were stunning! Villa Cascada at Barefoot Villas provided us with 5 STAR personal customer services. Guillermo, the property manager took very good care of us, organizing all o...

How Did Florida Platinum Group – RE/MAX Get Involved? My heart is warm and fuzzy, being one of the founders at  Florida Platinum Group – RE/MAX  Services one goal we had for 2016 was to find a local charity that was near and dear to our hearts to be a part of.   My husband, Mark and I were looking for a long time, we wanted to make sure we were both passionate about the charity so that we could volunteer and donate part of our commission from each closing to the charity. Mark and I never had the opportunity to have kids of our own, and we both love, love, love kids, we knew that the charity we were searching for was going to be involved with kids in some way or another. A few years ago we were both volunteers at Home Safe in both the Boca Raton and Lake Worth locations. Home Safe is a non-profit organization that provides programs trying to prevent new cases of violence, and protects Palm Beach County and South Florida’s victims of child abuse and domest...

Are FHA Mortgages Good or Bad?            Homeowners who are thinking of selling their personal property often times are scared of an offer with FHA financing. Over the years, FHA loans have been labeled unfairly as the loans people  obtain  with bad credit, people with no money or both get when trying to buy a home. That is simply untrue. Co-Founder of Florida Platinum Group Mark  Stampini  states, “FHA loans are great for buyers and now that appraisals are similar to conventional loans, sellers would be crazy not to look at those offers”. FHA may be an option for someone with a lower credit score or little money to put down, it also may be the best deal for any buyer purchasing a primary residence. When a seller sees  an FHA  offer they should be excited as the buyer is looking to live in their home. They are not an investor making a business decision.” MYTH #1 - FHA Repair and/or Appraisal R...

What Lenders Look for to Qualify for a Mortgage? I have been in the real estate industry for over 10 years and have worked with hundreds of buyers, and have closed between 100 – 200 transactions per year.  At  Florida Platinum Group , we do buyer consultations every time we meet with a new buyer. We feel this is a very important step in the buying process and we can service our clients at a much higher level by doing it. During the buyer consultation, more often than not, the buyer hasn’t been pre-approved for a mortgage. We are here to help assist the buyer and offer options to help them obtain a mortgage pre-approval. What’s the Difference between Using a Bank or a Mortgage Broker? 1.Bank (Direct lender) Offers a “Cookie Cutter type” of loan You need to fit the “A” profile (job, credit, income) Limited choice of products Bank employees review your application If you as the borrower have excellent credit, long-term employment history and access to all financ...

Wouldn’t You Want a Veteran to Purchase Your Home for Sale? American veterans or their surviving spouses are offered a great home financing option for a VA loan. Veterans can purchase a home with no down payment which is a great option to have. However, we have noticed that home sellers are hesitant to accept offers on their homes with VA financing. Many homeowners feel buyers that are applying for a VA loan are not ‘strong enough’ since they are usually not required to have any money towards a down payment. Sellers also believe they  have  to pay for closing costs, inspector fees, or anything else that may come up during the home-buying process. Myth #1: VA Appraisal & Inspections are Nightmares FALSE. VA can’t buy a home in “POOR” condition otherwise, the appraisal is similar to the conventional loan appraisal. A VA appraisal does have to be ordered by the VA, which can take up to two weeks to complete. They look for the home to be “SAFE”, roofing must b...